independent Financial Advice totally respects the privacy of our users. The purpose of this privacy statement is to ensure we interact with all of our users in line with current legislation such as the Data Protection Act 1998 (the Act) and in accordance with their wishes.
1) ( will use any personal information collected from the webwebsite in accordance with all laws and regulations relating to the protection of personal data including the Act. Further details on the Act can be found on the Information Commissioner's webwebsite at

2) The information collected on the webwebsite includes: 2.1. the users' Internet Protocol (IP) addresses, which is automatically logged by our web server. IP addresses are used to observe users' interest in this webwebsite (number of visits, etc);

2.2. Cookies (ugh) which are very small text files saved to your computer and used to track the user navigation around a webwebsite. Session cookies are also used to store information on which content, including advertisements, have been seen by a user. Some areas of the website will use persistent cookies which are permanently stored on the users' will use such cookies to identify unique users to our webwebsite.

We use web beacons and cookies to measure the effectiveness of our advertising and how visitors use our website. This information helps us learn things like what pages are most attractive to our users and which of our products are most interesting to our users.

There are opportunities on the website to receive email communications alerting you to news and offers however, you may choose not to receive will not disclose voluntarily provided details to third parties or use the information in any way without your prior consent.

3) You have a right to access your information held and, where necessary, to have it amended. You can also request not to receive marketing information

4) This website contains links to other websites that are completely unrelated . This privacy statement does not apply to these websites nor are we responsible for the content and practices of these websites.

Jay Cover - independent Advice

To provide you with appropriate advice, the adviser will require as much information about your circumstances, needs and aspirations as you can give. A form requesting information on personal financial details is included on the individual IFA sites. It can either be completed online and sent by E-mail direct to the adviser of your choice, or be printed, completed and sent by post.

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